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PADUCAH, Ky.  AP  鈥?A Kentucky man who killed three students and wounded five more in a school shooting 25 years ago told a parole panel on Tuesday that he is still hearing voices like the ones that told him to steal a pistol and shoot into a crowded high school lobby in 1997.The two-person panel hearing Michael Carneals testimony deferred a decision until Monday,  stanley tumbler when the states entire parole board will meet and could decide to grant his parole request, defer his next parole decision to a later date, or determine that he must spend the rest of his life in prison.Carneal was a 14-year-old freshman on Dec. 1, 1997, when he fired the stolen pistol at a before-school prayer group in the lobby of Heath High School, near Paducah, Kentucky. School shootings were not yet a depressing part of the national consciousness, and Carneal was giv stanley cup en the maximum sentence possible at the time for someone his age 鈥?life in prison with the possibility of parole. A quarter century later, in the shadow of Uvalde and in a nation disgusted by the carnage of mass shootings, Carneal, now 39, tried Tuesday to convince stanley cup  the parole panel he deserves to be freed.Parole Board Chair Ladeidra Jones told Carneal after his testimony that the two members had not reached a unanimous decision and were referring his case to the full board, which meets on Monday. Only the full board has the power to order Carneal to serve out his full sentence without another chance at parole.Speaking on a videoconference from the K Wbeh Wild used car market: Man offered $7,000 profit on his minivan
. J  u8 H& E) q! o; }( n1 ?6 o' m3 a Federal student loan payments have been on hold, interest-free, since March 13, 2020, as part of corona stanley us virus relief. The forbearance has been extended through Sept. 30, 2021. If the pause isnt extended again, borrowers will have had a 19-monthrespite from their loans.Most borrowers will resume payments owing exactly what they did when the forbearance began. But some will be 19 months closer to having no more payments at all.Every month of the forbearance counts toward the 120 needed for Public Service Loan Forgiveness, or PSLF, and the amount required for income-driven repayment forgiveness 鈥?240 for undergraduate debt or 300 for graduate debt.This means borrowers seeking forgiveness will still be forgiven on the original timeline, but they will have paid less over time.How much less depends on a lot of things.Who can benefit Nineteen months of not making payments saves you money only if:Youre pursuing Public Service Loan Forgiveness.Youre pursuing income-driven repaym stanley kaffeebecher ent forgiveness and your payments are low enough that you wont have repaid your loan by the time you get forgiveness.Youre on a standard or graduated 10-year repayment plan and you take advantage of the interest-free period to make extra payments toward your principal, which will save you money on interest. stanley nz If you can get forgiveness, the monetary value of the pause to an individual borrower will depend on where you are in your payment cycle and your payment amount, which is determined by your income. Here are so